Best Mortgage Rates 2025
Our editors have spent 300+ hours researching today's mortgage and refinance lenders across a variety of mortgage products to help consumers determine which mortgage option is best given their personal financial situation.
A streamlined loan application that can be completed entirely online
- Get pre-approved in minutes
- Receive custom mortgage solutions based on your credit and finances
- Automatically share information about your income and assets
- Customize loan terms and costs to fit your budget
- A BBB Rating, 311k+ Positive Reviews
- Get a Complimentary Pre-approval – fast!
- Online Mortgage Application and Live Agents Available
- Down Payment and First-Time Homebuyer Programs
Get rates & pre-qualified in minutes
- Low Rates: Quick Quote and Approval
- Rate Lock Protection. Lock Now Before Rates Go Up
- Pre-Approval Letter with Rate Lock Protection
- Over $100 Billion Funded. 21 Years in Business
How We Rank
To rank companies on this list, we give companies a weighted score based on the following factors:
Origination - 50%
The number of originations on mortgage companies represent the total number of new mortgage loans that a specific mortgage company has initiated or processed within a given timeframe.
Year Founded- 30%
The year founded attribute serves as a sorting criterion, arranging entities within a list or dataset in chronological order based on their year of establishment.
Trustpilot Rating -20%
The Trustpilot Rating is a numerical value between 1 and 5 that represents the overall satisfaction of customers with a particular business. Trustpilot ratings can be helpful for potential customers as they provide insights into the quality of a company's products or services.