Best Credit Repair 2025
We spent 200+ hours researching 22 companies to determine the best credit repair services for you. Improving your credit may result in lower interest rates and long-term savings but no credit repair company can guarantee any specific loan terms.
Wide range of affordable and comprehensive package options
- The advisory team helps you take the necessary steps to improve your credit health overall
- Setup or First Work Fee: $99 - $195
- Monthly Fees: $79.99 - $129.99
- Over 10,000 Google Reviews at 4.8 Stars
- 90-day Money-Back Guarantee
Even the most basic packages include financial management tools
- Credit monitoring is included with every plan, regardless of the price
- Setup or First Work Fee: $119 - $149
- Monthly Fees: $69 - $149
- No available discounts
- 90-day Money-Back Guarantee
All plans include unlimited disputes to all three credit bureaus
- Monthly fees: $79 or $119
- Flat-rate six month fee for $599 also available
- First work fee: $19
- No available discounts
- Money-back satisfaction guarantee refunds the month you cancel the service and previous month
$139.95 per Month (Our Readers' Special Offer)
- Licensed attorneys, paralegals, and personalized score improvement strategies
- $1M coverage in identity theft
- Mobile app allows you to monitor the development of your case
- Free credit assessment - Cancel Anytime
How We Rank
To rank companies on this list, we give companies a weighted score based on the following factors:
Trustpilot Rating - 40%
The Trustpilot Rating is a numerical value between 1 and 5 that represents the overall satisfaction of customers with a particular business. Trustpilot ratings can be helpful for potential customers as they provide insights into the quality of a company's products or services.
Money Back Guarantee- 30%
A Money Back Guarantee is a promise from a seller to refund the purchase price to a customer if they are not satisfied with the product or service. This policy aims to build customer trust and reduce purchase risk. It demonstrates the seller's confidence in their offering and commitment to customer satisfaction.
Monthly Rate -20%
A Monthly Rate is a recurring fee or payment charged on a monthly basis. It can apply to various services such as subscriptions, rentals, or recurring bills.
Company Names in Alphabetical Order- 10%
Alphabetizing company names provides an impartial framework for comparison, allowing consumers to objectively evaluate options based on their specific needs. This allows users to focus on the companies themselves, rather than external factors such as marketing or company size.